Menu

ITOL Insurance

We have forged a strategic partnership
with Cass-Stephens Insurances Ltd that
enables us to provide our Members
with a Professional Indemnity
and Public Liability package that is specifically
designed for L&D Professionals.

A self-employed health and safety consultant is home based and advises companies on compliance with legislation, as well as best practice on health and safety and risk management. They will occasionally travel to a client’s premises to look over documentation, or assess premises or machinery for safety.

The client’s main insurance exposures are:

Professional Indemnity – cover for incorrect advice that leads to a financial loss.

Public Liability – cover for legal liability to third parties caused in the event of the consultants business.

A self-employed personal coach, who is home based, assists individuals by helping them set personal and professional goals. They will travel to a client’s home or place of business, to work with them, with further consultation taking place from home as necessary.

The client’s main exposures are:

Professional Indemnity – cover for incorrect advice that leads to a financial loss.

Public Liability – cover for legal liability to third parties caused in the event of the consultants business.

“Cass-Stephens can offer you £100,000 of
Professional Indemnity cover for less than £9 a month including Insurance Premium Tax.
You can also include Public Liability cover for less than £5 a month”*

*A typical training consultant earning less than £100,000, can pay less than £9 per month including Insurance Premium Tax (charged at 10% from 1st October 2016). This provides cover for any one claim with an A rated insurer.
Terms and conditions apply. For example, you may not have had previous claims, or work on offshore platforms.

Other insurance products and services available to ITOL Members are the following;

Office Cover, Personal Accident, Travel Insurance, Cyber Protection, Legal Protection, Sickness Cover, Home Cover, Car Insurance, Breakdown Cover & Financial Services.

“ITOL Insurance is a trading style of the Institute of Training & Occupational Learning (ITOL). ITOL is regulated and authorised by the Financial Conduct Authority as an Appointed Representative of Cass-Stephens Ltd.
Our FCA register number is 756678. Cass-Stephens Insurances Ltd is regulated and authorised by the Financial Conduct Authority, register number is 310323”